Explore the Conditions That Govern Your Account
When you open an account with us, you enter into a binding agreement that covers how your account is created, how funds move through UPI, Paytm or PhonePe, and how disputes are handled. We retain transaction records tied to each payment rail — including UPI reference
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numbers and Paytm or PhonePe confirmation codes — for a period consistent with our audit obligations. Any change to these terms will be communicated via the email address on your account before the change takes effect. Continued use after notification constitutes acceptance. If you believe a
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term conflicts with the law applicable in your region, you have the right to raise a formal objection through our legal contact channel.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.